Group Benefits

Life

Life insurance is an important part of any smart financial strategy. With the right life insurance in place, employees can help protect their loved ones and find the financial stability they need, when they need it most.

• Flexible plan benefits and guaranteed issue maximums allow employers to design a plan that fits their budget and their employees’ needs.

• Accidental Death & Dismemberment (AD&D) coverage can be included to provide additional benefits for losses due to accidents.

• Some plans include a travel assistance program that provides access to a broad range of worldwide travel, emergency medical transportation and concierge services.

Short- and long-term disability

Even with careful savings and planning, many people count on a steady paycheck to cover their monthly expenses. Unfortunately, it only takes a brief time away from work to upset the balance. Our disability insurance plans provide a portion of lost income for a period of time, helping alleviate the financial hardship.

• Employers can choose basic or customized plan designs to meet employee needs Employer-funded and voluntary plans available.

• An easy telephonic intake for short-term disability claims reduces the need for paper forms and can help speed up the claims process.

• Some plans include an Employee Assistance Program (EAP) that offers no-cost, confidential support for life’s challenges.